EARLY ACCESS · TEST CHECKOUT100% digital · Your bank. Your decision.
INDEPENDENT WEALTH COST REVIEW
Your banking costs. Made clear. Within 24 hours.
You upload the statements. We do the work. Receive a clear, team-reviewed picture of your fees and a practical plan to reduce them—within 24 hours of a complete, readable submission.
Fully digital experience Your time matters · a clear delivery deadline
THE VALUE OF A CLEARER VIEW01 — 03
ILLUSTRATIVE ANNUAL SAVING
£10,000/ year
A 0.20 percentage-point fee reduction on a £5m portfolio, before our fee.
A BETTER QUESTION
You know what your wealth is worth. Do you know what it costs?
Management fees are only part of the story. Custody, underlying products, dealing and foreign exchange can add further layers. Cash and deposit pricing can be less visible still: look at interest received, retained spreads and any fees charged on cash. Bring the evidence together in one clear view.
Change the assumptions. See the saving, the fee and what you keep.
£1m–£100m
£million
£1m£10m£100m
20 basis points = 0.20 percentage points. This is an adjustable scenario, not a forecast.
ILLUSTRATIVE FIRST-YEAR NET BENEFIT
£3,500
Potential saving after our service fee
Return on service fee54%
Illustrative payback7.8 months
Gross annual saving£10,000
Our total service fee− £6,500
What you keep in year one£3,500
Fee before
£40,000
Fee after
£30,000
£1,500 fixed for technology and resources, plus 50% of verified first-year fee savings. The fixed fee is separate from the success fee. No success fee if there are no verified savings.
Understand the calculation and assumptions
Gross saving = portfolio × assumed reduction ÷ 10,000. Net benefit = gross saving − total service fee. ROI = net benefit ÷ service fee × 100. Payback assumes savings accrue evenly from implementation. Assumes constant assets, the same service, an immediate reduction lasting 12 months and no additional costs. No investment returns or tax benefits are included. A reduction may be zero. Proposed consumer prices include any applicable VAT. Clarity does not include negotiation or implementation. The fixed £1,500 charge applies even when savings are zero. At £100m, figures remain arithmetic illustrations, not evidence that a particular reduction is available.
A CLEAR CHOICE
Clarity first. Action your way.
Two clear ways to move forward. Choose how much you want us to handle. 100% digital, at every level.
01 / Know what to do next
Clarity
Your costs. Your next move.
£1,500
One fixed fee · analysis + recommendations
A team-reviewed report that explains your banking costs and gives you a practical plan to improve them.
Your report within 24 hours of a complete, readable submission
Fees, trading, FX, cash and deposits reviewed
Account-by-account costs in your chosen currency
Pricing opportunities and clear recommendations
A practical brief for your banker
£1,500 fixed for technology, resources, analysis and recommendations. You lead any subsequent banker discussion.
02 / We lead the negotiationANALYSIS + NEGOTIATION
Delegate
We negotiate. You stay in control.
£1,500
+ 50% of verified first-year fee savings
Everything in Clarity, plus a pricing negotiation with your bank within the limits you choose. You approve the final terms.
Everything in Clarity, including your report within 24 hours
We lead the authorised pricing discussion
Written proposals and banker exchanges kept together
You approve every proposed change
Success fee based on verified first-year fee savings
£1,500 fixed for technology and resources, plus 50% of verified first-year fee savings. The fixed fee is separate from the success fee. No success fee if there are no verified savings.
Proposed prices for one straightforward banking relationship, including any applicable VAT. Try checkout with a supplied dummy card. No real charges or paid engagements in this early-access version.
YOUR REPORT. IN LESS THAN 24 HOURS.
Everything online. Every decision yours.
Your time matters. Submit your complete, readable documents and your team-reviewed report will be ready within 24 hours. We show your delivery deadline in your private workspace. The report appears only when our team has checked and released it.
01
Bring the evidence together
Upload your statements and fee schedules in your private workspace.
02
Understand the full picture
Organise cost layers, trace source documents and resolve missing information.
03
Evaluate your options
Compare proposals on a consistent scope and see the effect on your costs.
04
Make an informed decision
Prepare a negotiation brief and track the terms you record as implemented.
GOOD QUESTIONS. CLEAR ANSWERS.
Before you begin.
How do the two packages differ?
Clarity costs £1,500 and includes your cost analysis, recommendations and a practical banker brief. Delegate adds negotiation for £1,500 fixed plus 50% of verified first-year fee savings. The fixed charge covers technology and resources; it is separate from the success fee. Both begin with a team-reviewed report within 24 hours of your complete, readable submission.
Do I need to change banks?
No. Start by understanding the costs of your existing relationship. The comparison tool can assess revised terms at the same bank or another institution. A lower price alone does not establish that a different bank is suitable.
Are the savings guaranteed?
No. The calculator is an adjustable illustration. Actual savings depend on your existing terms, the agreed service and implementation. Savings may be zero.
What is working in early access?
Your private workspace, document uploads and dummy-card checkout work in test mode. Once you submit your documents, you see a confirmation and delivery deadline while our team prepares the report. Findings are shown only after the team releases them. Real payments and live bank outreach are not connected.
What happens during the 24-hour review?
We review your documents, reconcile fee categories and prepare a plain-English report with clear recommendations. Your workspace shows your submission time and delivery deadline. If we need clearer or missing documents, we tell you what is needed; we do not silently restart the clock. The 24-hour promise covers the report, while negotiation and bank response times take longer.
Can you negotiate on my behalf?
Delegate includes this service. Before bank outreach can start, the operating business needs an agreed engagement, a limited client authority accepted by the bank and a connected communication workflow. The current application prepares and records the case; it does not contact your bank.